Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 106975.37 | 6975.369999999995 | 6.98 |
| HDFC Dynamic Debt Fund - Growth Option | 100000 | 105,280 | 5,280 | 5.28 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 6975.369999999995 | Not Applicable | Not Applicable | 2092.61 | 4882.759999999995 |
| HDFC Dynamic Debt Fund - Growth Option | 5,280 | Short Term | Not Applicable | 1,584 | 3,696 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| 360 ONE Dynamic Bond Reg Gr | 24-06-2013 | 0.52 | 8.42 | 8.77 | 7.83 | 6.84 | 7.01 | 6.97 |
| ICICI Pru All Seasons Bond Gr | 01-05-2009 | 1.29 | 7.94 | 8.01 | 7.71 | 6.52 | 8.1 | 8.37 |
| Nippon India Dynamic Bond Gr Gr | 05-11-2004 | 0.75 | 7.63 | 7.94 | 7.44 | 5.53 | 6.88 | 6.55 |
| ABSL Dynamic Bond Gr Reg | 27-09-2004 | 0.0 | 7.57 | 8.03 | 7.47 | 6.82 | 6.36 | 7.62 |
| ABSL Dynamic Bond-Discipline Advtg Gr | 30-03-2009 | 0.0 | 7.57 | 8.03 | 7.46 | 6.82 | 6.35 | 7.37 |
| JM Dynamic Debt Reg Gr | 25-06-2003 | 0.98 | 7.5 | 7.74 | 7.12 | 5.64 | 6.61 | 6.65 |
| Mirae Asset Dynamic Bond Reg Gr | 05-03-2017 | 1.02 | 7.36 | 7.13 | 6.41 | 4.7 | - | 5.92 |
| Axis Dynamic Bond Reg Gr | 01-04-2011 | 0.63 | 7.26 | 7.68 | 7.19 | 5.64 | 7.38 | 7.88 |
| Quantum Dynamic Bond Reg Gr | 05-04-2017 | 1.02 | 6.73 | 7.94 | 7.78 | 6.03 | - | 6.87 |
| UTI Dynamic Bond Reg Gr | 23-06-2010 | 0.0 | 6.7 | 7.41 | 6.87 | 8.25 | 6.75 | 7.73 |
| HSBC Dynamic Bond Fund Reg Gr | 01-01-2013 | 0.78 | 6.61 | 7.66 | 6.98 | 5.17 | 6.89 | 5.88 |
| Mahindra Manulife Dynamic Bond Fund Reg Gr | 01-08-2018 | 1.57 | 6.45 | 7.36 | 6.68 | 4.74 | - | 5.24 |
| SBI Dynamic Bond Reg Gr | 10-02-2004 | 1.42 | 6.38 | 7.49 | 7.58 | 5.62 | 7.48 | 6.09 |
| PGIM India Dynamic Bond Gr | 12-01-2012 | 1.64 | 5.95 | 7.36 | 6.74 | 5.1 | 6.89 | 7.34 |
| Baroda BNP Paribas Dynamic Bond Fund Gr | 23-09-2004 | 1.7 | 5.9 | 7.05 | 6.95 | 5.12 | 6.4 | 7.51 |
| Kotak Dynamic Bond Reg Gr | 26-05-2008 | 1.33 | 5.76 | 7.65 | 6.99 | 5.67 | 7.65 | 7.93 |
| ITI Dynamic Bond Fund Reg Gr | 14-07-2021 | 1.19 | 5.51 | 6.77 | 6.31 | - | - | 5.54 |
| HDFC Dynamic Debt Gr | 28-04-1997 | 1.52 | 5.39 | 7.05 | 6.68 | 6.03 | 6.24 | 8.02 |
| Union Dynamic Bond Gr | 13-02-2012 | 1.55 | 5.26 | 6.86 | 6.51 | 4.51 | 5.94 | 6.39 |
| Groww Dynamic Bond Reg Gr | 30-11-2018 | 1.25 | 5.24 | 6.1 | 5.69 | 4.89 | - | 5.76 |
| DSP Strategic Bond Reg Gr | 16-05-2007 | 1.21 | 5.14 | 7.24 | 7.33 | 5.48 | 7.04 | 6.82 |
| Canara Robeco Dynamic Bond Reg Gr | 29-05-2009 | 1.75 | 4.03 | 5.93 | 5.83 | 4.26 | 6.11 | 6.79 |
| Bandhan Dynamic Bond Reg Gr | 01-12-2008 | 1.57 | 3.36 | 6.9 | 6.45 | 4.78 | 6.93 | 7.5 |
